Hedrick Smith Citas

• El poder de atracción de la televisión es su inmediatez... esta inmediatez alimenta la política de las emociones, las reacciones viscerales y las impresiones en lugar de la política de la lógica, los hechos y la razón; hace hincapié en la personalidad en lugar de en los problemas.

  Hedrick Smith

  Issues, Personality, Television

  4 Copiar cita

• Los rusos consumen setas marinadas y vodka, arenque salado y vodka, salmón ahumado y vodka, salami y vodka, caviar en pan moreno y vodka, pepinos en vinagre y vodka, lengua fría y vodka, ensalada de remolacha roja y vodka, cebolletas y vodka, cualquier cosa y todo y vodka.

  Hedrick Smith

  Sarcastic, Mushrooms, Caviar

  10 Copiar cita

• Journalists cover words and delude themselves into thinking they have committed journalism.

  Hedrick Smith

  Thinking, Journalism, Committed

  9 Copiar cita

• The retirement financial crisis will affect far more people than baby boomers, and certainly it will affect their children. Most of the retirees and near-retirees with whom we talked, said that they were extremely reluctant to have to depend on their children financially, or to think of moving in with their children. But the mere fact that they were discussing those issues indicates that some of them have already figured out that that is what lies ahead for them.

  Hedrick Smith

  Baby, Retirement, Children

  Source: www.washingtonpost.com

  4 Copiar cita

• This is precisely the purpose of censorship - not only to block unwanted views, but to keep people who are unhappy from knowing how many millions of others share their unhappiness; to keep the dormant opposition from awakening to its own developing strength.

  Hedrick Smith

  Block, Views, Knowing

  4 Copiar cita

• It is absolutely stunning. You cannot read numbers that communicate what the reality is. That's part of what I'm trying to get across and that's partly why I use video.

  Hedrick Smith

  Reality, Numbers, Trying

  4 Copiar cita

• It's probably also smart to keep some money in cash to invest it. But I would resist at all costs taking a lump-sum distribution because the tendency is to spend out too fast in the early years of your retirement. The advice of professionals is to take out no more than 5% per year and that will give you 20 years of distributions, and at your age, 55, you probably have more than 20 years life expectancy.

  Hedrick Smith

  Retirement, Smart, Giving

  Source: www.washingtonpost.com

  4 Copiar cita

• Less money for retirees means less purchasing power means less economic growth overall. It's a big problem.

  Hedrick Smith

  Mean, Growth, Problem

  Source: www.washingtonpost.com

  4 Copiar cita

• The issue of the pension gap has got to become visible and important to millions of people before Washington will respond seriously. Right now, everyone thinks it's his or her own problem and that individuals have to do better and save more. Of course, that is true. We all have to save more and take responsibility for our own retirement. But we have a huge social and economic problem on our hands.

  Hedrick Smith

  Jubilación, Responsabilidad, Pensamiento

  Source: www.washingtonpost.com

  4 Copiar cita

• It's usually much easier for people with professional skills to find work for themselves or even possibly to continue with their old employer, but on a part-time basis. Some labor economists predict that in about five years there will be a labor shortage in the United States and that demand for retirees to work part-time will grow naturally. I don't know if that's true or just wishful predicting.

  Hedrick Smith

  People, Economist, Labor

  Source: www.washingtonpost.com

  4 Copiar cita

• Social Security is the foundation stone of that kind of retirement security. It not only needs to be strengthened in order to make sure it's there for younger baby boomers and Generations X and Y, but it probably needs to be strengthened and expanded because the retirement benefits now being offered by most employers are not sufficient to support middle-income Americans in their long years of retirement.

  Hedrick Smith

  Baby, Retirement, Long

  Source: www.washingtonpost.com

  4 Copiar cita

• One of the strongest lessons I learned in doing six months of work on retirement topic was how absolutely crucial the Social Security system is for the great mass of Americans. The research of professionals and our own reporting convinced me that many millions of people are not capable of effectively managing the finances for their own retirement.

  Hedrick Smith

  Retirement, People, Finance

  Source: www.washingtonpost.com

  4 Copiar cita

• El sistema sólo se arreglará si un número suficiente de estadounidenses de a pie alzan la voz y exigen mejoras tanto a sus empleadores como a su gobierno. Pero antes de nada, tenemos que entender la gravedad del problema.

  Hedrick Smith

  Serious, Problem, Speak

  Source: www.washingtonpost.com

  4 Copiar cita

• The children of baby boomers should take very seriously the consequences for them of the inadequate funding for them of the baby boomer generation. This is a huge economic problem for the nation, not just for individuals or individual families. Think about it for a minute - if retirees become 20% of our population and their purchasing power falls below what has been normal for retirees in the past, one important engine driving our economy will be diminished.

  Hedrick Smith

  Baby, Children, Fall

  Source: www.washingtonpost.com

  4 Copiar cita

• It really depends upon how much money you have in your account. Having a monthly paycheck come in for the rest of your life is extremely important. So it would probably be smart to put some of your money into an annuity, which is a way of buying a monthly pension check.

  Hedrick Smith

  Smart, Important, Being Smart

  Source: www.washingtonpost.com

  4 Copiar cita

• The main problems are insufficient diversification and the failure to pick age-appropriate strategies - that is, more aggressive when you're younger, and more conservative when you approach retirement. But even then you have to invest for growth.

  Hedrick Smith

  Retirement, Growth, Conservative

  Source: www.washingtonpost.com

  4 Copiar cita

• Los errores más comunes fueron invertir en fondos del mercado monetario por personas que estaban tan asustadas ante la perspectiva de gestionar sus propios fondos que eligieron la opción más conservadora, y sus inversiones no siguieron el ritmo de la inflación. El segundo error importante fue invertir demasiado en las acciones de su propia empresa, y comprarlas cuando estaban altas y había mucho optimismo sobre la empresa, para luego tener que venderlas bajas cuando la empresa tuvo problemas.

  Hedrick Smith

  Mistake, People, Optimism

  Source: www.washingtonpost.com

  4 Copiar cita

• Personalmente, me aseguro de que algunas de mis inversiones son en valores extranjeros o en las carteras internacionales de productos básicos que son independientes del dólar de EE.UU.. Pero eso es una preferencia personal. No invierto en divisas porque es muy complicado y arriesgado. No lo intentaría sin una excelente ayuda profesional.

  Hedrick Smith

  Independent, Helping, Complicated

  Source: www.washingtonpost.com

  4 Copiar cita

• In Western Europe, most countries have variations of the lifetime pension system for most workers so they are keeping the system that we are walking away from. By comparison, 50% of the American workforce is not offered any retirement plan by their employers. And of those who are offered a plan, roughly 25% do not choose to join. In other words, everything is voluntary, and that's one of the reasons our results are so perilous for most people.

  Hedrick Smith

  Country, Retirement, People

  Source: www.washingtonpost.com

  4 Copiar cita

• There is no question that policy makers, corporate leaders, pension consultants, and journalists too have to get out into the real world to at least see the pain of retirement woes before they start to prescribe policies and solutions.

  Hedrick Smith

  Retirement, Pain, Real

  Source: www.washingtonpost.com

  4 Copiar cita

• One of the difficulties in getting to the bottom of the poor prospects for retirement is that the policy and intellectual elites, including corporate leadership, who are dealing with this problem, rarely have the same difficulties as the great majority of middle-income Americans.

  Hedrick Smith

  Retirement, Intellectual, Problem

  Source: www.washingtonpost.com

  4 Copiar cita

• If the experts are right in their calculations, then we face the prospect of millions of people retiring into poverty from the American middle class in the years ahead. That has all kinds of social and economic consequences. We need to anticipate those and start tackling the problem in a constructive way.

  Hedrick Smith

  Gente, Pobreza, Amabilidad

  Source: www.washingtonpost.com

  4 Copiar cita

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